Opens in new tabFinancial Consumer Agency of Canada (FCAC)

Canadians' financial well‑being

Examine trends and uncover valuable insights into the financial well‑being of Canadians over time.

Explore trusted data using the interactive dashboard

Stay up to date on how Canadians manage their day‑to‑day finances, and track their financial well‑being over time.

Uncover trends from 2019 onwards.
Examine data based on demographics and time.
Analyze annual data from across different regions.
Follow regular updates.

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Key insights from the Monthly Financial Well‑Being Monitor

Struggle with bills

More Canadians struggled with financial commitments in 2024 than in 2019.

Borrow for expenses

More Canadians borrowed for regular expenses in 2024 than in 2019.

Budget

More Canadians had a budget in 2024 than in 2019.

Emergency savings

More Canadians did not have emergency savings in 2024 than in 2019.

Fraud and scams

Fraud cases rose among Canadians between 2021 and 2024.

Increased debt

More Canadians’ debt increased in 2024 than in 2020.

Payday or online loans

More Canadians used a payday loan in 2024 than in 2020.

Spend more than income

More Canadians overspent in 2024 than in 2019.

Stress

Canadians’ stress levels decreased between 2020 and 2024.

Used savings

More Canadians used savings due to economic conditions in 2024 than in 2020.

About the Monthly Financial Well‑Being Monitor

The Monthly Financial Well‑Being Monitor tracks information about Canadians’ day‑to‑day financial management and financial well‑being by collecting data from about 1,000 respondents every month. It includes questions on topics like savings and debt, money management, and financial vulnerability.

Explore key indicators

Feedback

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Date modified:: 2026-02-24